Just don't. Seriously, don't even bother. We could put a form up here and try to look all professional, but we're not. We don't want to hear from you. We just want your money.
Just pick your policy, pay your premium, and hope you don't die. If you do die, sucks to be you. You should have known better than to even enter that condemned pile of garbage. I've seen paper clips with higher quality construction.